12/27/2012 03:00 PM EST
Image description: This group portrait of the Sarasota Sun-Debs was taken in Lido Beach, Florida around 1950. The Sarasota Sun-Debs originally organized in 1949. The young women who participated received modeling training and were featured in locally and nationally distributed photographs of Florida beach scenes.
Photo from the Joseph Janney Steinmetz Collection, State Library and Archives of Florida.
12/27/2012 01:00 PM EST
The Federal Communications Commission (FCC) established new rules for the volume of television commercials that started on December 13, 2012. The new regulation, known as the Commercial Advertisement Loudness Mitigation (CALM) Act, requires commercials to have the same average volume as the programs they accompany. The CALM Act requires TV stations, cable operators or other multichannel video program distributors to apply specific FCC practices to commercials they transmit.
If you hear a commercial louder than the TV show it accompanies, you can file a complaint with the FCC by providing detailed information about the commercial.
Learn more about the CALM Act.
If you hear a commercial louder than the TV show it accompanies, you can file a complaint with the FCC by providing detailed information about the commercial.
Learn more about the CALM Act.
12/27/2012 11:00 AM EST
Pre-paid funeral arrangements insurance
Asked by an anonymous Tumblr user.The Federal Trade Commission offers this advice on prepaying for funeral arrangements:
Millions of Americans have entered into contracts to prearrange their funerals and prepay some or all of the expenses involved. Laws of individual states govern the prepayment of funeral goods and services; various states have laws to help ensure that these advance payments are available to pay for the funeral products and services when they’re needed. But protections vary widely from state to state, and some state laws offer little or no effective protection. Some state laws require the funeral home or cemetery to place a percentage of the prepayment in a state-regulated trust or to purchase a life insurance policy with the death benefits assigned to the funeral home or cemetery.Learn more about funeral arrangements.
If you’re thinking about prepaying for funeral goods and services, it’s important to consider these issues before putting down any money:Be sure to tell your family about the plans you’ve made; let them know where the documents are filed. If your family isn’t aware that you’ve made plans, your wishes may not be carried out. And if family members don’t know that you’ve prepaid the funeral costs, they could end up paying for the same arrangements. You may wish to consult an attorney on the best way to ensure that your wishes are followed.
- What happens to the money you’ve prepaid? States have different requirements for handling funds paid for prearranged funeral services.
- What happens to the interest income on money that is prepaid and put into a trust account?
- Are you protected if the firm you dealt with goes out of business?
- Can you cancel the contract and get a full refund if you change your mind?
- What happens if you move to a different area or die while away from home? Some prepaid funeral plans can be transferred, but often at an added cost.
12/27/2012 10:00 AM EST
Are Your Kids Eligible For Free or Low-Cost Health Insurance?:If your kids are uninsured, they may be eligible for free or low-cost health insurance. Find out at http://www.insurekidsnow.gov
Facebook
Twitter
YouTube
Our Blog
No comments:
Post a Comment