Monday, April 30, 2012

Native Plant Sale Extravaganza (5/5 - 5/6/12)


Native Plant Sale Extravaganza

5/5/2012 - 5/6/2012

This exclusive sale features a number of native plant nurseries which carry large quantities of hard-to-find California natives. 

This two-day shopping opportunity offers native plant fans a good selection of native plants and provide a relaxed shopping experience. 

Knowledgeable staff will be on hand to help shoppers select the right plants for their gardens.

Saturday shoppers will have time to visit more showcase native plant gardens on Sunday, May 6, during the Bringing Back the Natives Garden Tour.
For more information visit: http://www.bringingbackthenatives.net/plant-sale

Tags: "Plants, Native Plants"

The White House -- Behind the Scenes

On Mon, Apr 30, 2012 at 7:57 AM, The White House <info@messages.whitehouse.gov> wrote:
The White HouseYour Daily Snapshot for
Monday, April 30, 2012
 Behind the Scenes: Screening "To Kill A Mockingbird" at the White House
President Obama commemorates the 50th Anniversary of "To Kill a Mockingbird" – a 1962 film adaptation of author Harper Lee’s 1960 novel about racial inequality in the Deep South – by hosting a screening in the Family Theater at the White House.
Take a behind-the-scenes peek at the "To Kill a Mockingbird" screening:
To Kill a Mockingbird
In Case You Missed It
Here are some of the top stories from the White House blog:
Watch: President Obama at the 2012 White House Correspondents’ Dinner
In his speech, the President poked fun at himself and the coverage he has received from the reporters who were in the audience.
Weekly Address: Helping our Veterans and Servicemembers Make Informed Decisions about Higher Education
President Obama discusses a new Executive Order designed to crack down on the bad actors who prey on our veterans and service members considering higher education.
Celebrating a Year of Champions of Change -- President Obama Meets with 12 Champions Who Are Making a Difference in Their Communities
President Obama meets with Champions of Change alumni to celebrate the one-year anniversary of the Champions of Change program.
Today's Schedule
All times are Eastern Daylight Time (EDT).
9:40 AM: The President receives the Presidential Daily Briefing
10:45 AM: The President delivers remarks at the Building and Construction Trades Department Legislative Conference WhiteHouse.gov/live
11:40 AM: The President holds a bilateral meeting with Prime Minister Noda of Japan
12:45 PM: The President holds a working lunch with Prime Minister Noda of Japan
1:45PM: The Vice President attends a campaign event
2:00 PM: The President holds a press conference with Prime Minister Noda of Japan WhiteHouse.gov/live
3:00 PM: The President meets with Treasury Secretary Geithner
6:00 PM: The Vice President attends a campaign event


WhiteHouse.gov/live Indicates that the event will be live-streamed on WhiteHouse.gov/Live
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City of Pittsburg: Join the Cool California Challenge



Join the Cool California Challenge
Earn Points for Reducing Your Carbon Footprint
Posted Date: 4/30/2012

The Cool California Challenge!

The City has joined the Cool California Challenge and we are competing against 9 other cities in a contest to motivate and reward individuals for reducing their carbon footprints. Join this challenge to help us strive to be California's Coolest City!

How does it work? It's SIMPLE! You get points for environmental actions you already take like recycling or buying locally and bonus points for making changes that lower your carbon footprint. The City with the most points at the end of the year wins!

What do I need to do? It's EASY! Just sign up online and record how much electricity and natural gas you use. That's it! Every month you get the opportunity to show if you are making improvements by lowering your bill. More categories will be added over the course of the year including transportation, recycling, and shopping.

What's in it for me? Donations and Prizes! Besides the satisfaction of being more green and saving money, the points you earn for the City will also earn you prizes throughout the year. Or you can choose to have the monetary value of your winnings be donated to a local church or charity organization of your choice.

Earning points is FAST and EASY! You get 100 points just for signing up. Having a footprint 10% lower than your neighbors gives you another 100 points and then you get 3, 4, and 5 times bonus points for lowering your footprint each month. It adds up quick! The best part is prizes start being available at 100 points!

Engage your friends and neighbors and form teams to help encourage each other. Team leaders will receive a fun giveaway from the City!

There is also the potential for local and statewide competitions between members of similar organizations, which would earn you more rewards, bragging rights, and titles like Coolest Church or Coolest Club!

Help the City and sign up today at www.coolcalifornia.org/community-challenge or for more information call 925-252-4129.
Cool California Challenge Flyer



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Sunday, April 29, 2012

FEDERAL FORECLOSURE AVOIDANCE PROGRAMS

Here is a screen grab of this very informative and helpful government site.  Please help pass the word to any who might need relief from this kind of uncomfortable pressure.


HUD Logo
USA%20Flag   SUNDAY, APRIL 29, 2012
Connect with HUD
HUD Podcasts
Site Map         A-Z Index         Text   A   A   A
HUD   >   Topic Areas   >   Avoiding Foreclosure
Avoiding Foreclosure
The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.
Distressed homeowners are encouraged to contact their lenders and loan servicers directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, click here for information about organizations that can help contact lenders and servicers on your behalf.
The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.
Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.
Modify or Refinance Your Loan for Lower Payments
  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
“Underwater” Mortgages
In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.
  • Home Affordable Refinance Program (HARP)If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.
 Assistance for Unemployed Homeowners
  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP), Substantially Similar States: If you live inConnecticut, Delaware, Idaho, Maryland, or PennsylvaniaClick Here for more information about EHLP assistance provided in your state.
  • FHA Forbearance for Unemployed Homeowners: Federal Housing Administration (FHA) requirements now require servicers to extend the forbearance period for unemployed homeowners to 12 months. The changes to FHA’s Special Forbearance Program announced in July 2011 require servicers to extend the forbearance period for FHA borrowers who qualify for the program from four months to 12 months and remove upfront hurdles to make it easier for unemployed borrowers to qualify. Click Here for more information.
Managed Exit for Borrowers
  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process. Click Here for more information.
FHA-Insured Mortgages
The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowersfacing financial hardship or unemployment and whose mortgage is either in default or at risk of default.
  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.
CONTACT FHA
FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:
 

Pittsburg Museum BUNCO "Fun"draiser -- (AFTER ACTION)

After-Event Report:  Another FANTASTICALLY FUN EVENT!!!  The Museum (marvelous staff) really knows how to put on first class parties.  The BUNCO game is easy to learn, fast-paced, great FUN -- LOTS of meaningful prizes (including significant cash).   And the catering was amazing (again) -- abundant and deliciously suited to every taste -- high professional standards.  Everyone was in an increasingly great mood, from start to finish. And, of course, the museum setting couldn't have been more perfectly interesting -- AND COMFORTABLY SPACIOUS for around 60 very happy people.  ON A SCALE OF 1 TO 10, I RATE THIS EVENT AN 11.  (NOTE: RSVP's are essential since they have to have 4 people per table -- so next time, register ASAP)  Try not to miss the next one -- it's to raise funds for a super cause -- 4/30/12

Bunco "Fun"draiser
RSVP a must
Date:4/29/2012 1:00 PM
Cost:$20 RSVP
Location:Historical Society Museum
515 Railroad Avenue
Pittsburg, California 94565

BUNCO "FUN"DRAISER! 
sponsored by

The Pittsburg Historical Society &
The Pittsburg Women’s Community League

WHEN: Sunday, April 29, 2012

WHERE: Pittsburg Historical Society, 515 Railroad Ave. Pittsburg, CA. 94565

TIME: 1:00 p.m. Meet, Greet, Explore the museum!
1:30 p.m. Start Rolling the Dice! 


COST: Entry Donation of $20.00 .. RSVP a must!

Seating is Limited - RSVP EARLY

We appreciate your donation in advance; refunds will not be given.
Please be at this event by 1:15 p.m. Dice will roll at 1:30 p.m.!

Proceeds to be split between the Historical Society and
the Pittsburg Women’s Community League 


Questions regarding this event?
contact gailina@aol.com or
call Gail Pearson 925-432-7876 or Jackie Hurtado 925-427-6580

Seating is Limited - RSVP EARLY 


Tag: "Pittsburg Museum and Historical Society"

$$$ FEDERAL GRANTS $$$

The following is the home page for the Grants.Gov website.  This is to call your attention to this resource and open the doorway for you to pass through, toward your objectives.

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Grants.gov is your source to FIND and APPLY for federal grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community. Learn more about Grants.gov and determine if you are eligible for grant opportunities offered on this site.
Grants.gov does not provide personal financial assistance. To learn where you may find personal help, check Government BenefitsStudent Loans and Small Business Start-up Loans.

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Tag:  "Federal Grants"